:root{--n:#062255;--n2:#031737;--g:#15944b;--m:#eef9f2;--s:#f2f7fd;--i:#071a38;--u:#5d6b80;--l:#dbe4ef;--w:#fff;--shadow:0 16px 45px #051f4c1a}*{box-sizing:border-box}body{margin:0;font:16px/1.55 system-ui,-apple-system,Segoe UI,Arial;color:var(--i)}a{text-decoration:none;color:var(--n)}img{max-width:100%;display:block}.wrap{width:min(1180px,calc(100% - 32px));margin:auto}header{position:sticky;top:0;z-index:10;background:#fffffff2;border-bottom:1px solid var(--l);backdrop-filter:blur(12px)}.nav{height:76px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:9px;font-size:1.5rem;font-weight:850}.brand b{color:var(--g)}.shield{display:grid;place-items:center;width:37px;height:43px;color:white;background:linear-gradient(145deg,var(--n),var(--g));clip-path:polygon(50% 0,95% 16%,86% 74%,50% 100%,14% 74%,5% 16%)}.links{display:flex;align-items:center;gap:22px;font-weight:750}.menu{display:none;background:none;border:0;font-size:1.5rem}.btn{display:inline-flex;padding:12px 19px;border-radius:10px;background:var(--g);color:white;font-weight:800;border:0;cursor:pointer}.outline{background:white;color:var(--n);border:1px solid var(--n)}.hero{background:linear-gradient(90deg,#fff,#f6faf8)}.hero-grid{min-height:610px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:34px}.hero h1,.ph h1{font-size:clamp(2.7rem,6vw,5rem);line-height:.98;letter-spacing:-.055em;margin:.2em 0}.lead,.hero p{font-size:1.18rem;color:var(--u)}.eyebrow{color:#08763a;font-size:.75rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.hero-img img{height:510px;width:100%;object-fit:cover;border-radius:26px;box-shadow:var(--shadow)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:25px 0}.notice{background:#fff7e8;border-left:5px solid #da9712;padding:18px;border-radius:12px}.success{background:var(--m);border-left-color:var(--g)}.trust{background:var(--s);border-block:1px solid var(--l)}.trust-grid,.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:25px 0}.section{padding:72px 0}.soft{background:var(--s)}.mint{background:var(--m)}.dark{background:var(--n);color:white}.head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:28px}.section h2{font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.04em;margin:.15em 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.four{grid-template-columns:repeat(4,1fr)}.card,.panel{background:white;border:1px solid var(--l);border-radius:20px;padding:23px;box-shadow:0 8px 25px #051f4c0a}.card img{height:180px;width:100%;object-fit:cover;border-radius:14px}.card p{color:var(--u)}.ph{padding:62px 0;background:var(--s)}.ph h1{font-size:clamp(2.5rem,5vw,4.4rem)}.content{display:grid;grid-template-columns:1.3fr .7fr;gap:28px}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{margin-bottom:14px}.field label{display:block;font-weight:800;margin-bottom:6px}input,select,textarea{width:100%;padding:12px;border:1px solid #bccadd;border-radius:10px;font:inherit}.result{margin-top:18px;padding:20px;border-radius:16px;background:var(--n);color:white}.result strong{font-size:2rem;color:#64df90}.metric{padding:18px;text-align:center;border:1px solid var(--l);border-radius:18px;background:white}.metric strong{display:block;font-size:1.8rem}.table{overflow:auto;border:1px solid var(--l);border-radius:16px}table{width:100%;border-collapse:collapse;background:white}th,td{padding:12px;border-bottom:1px solid var(--l);text-align:left}th{background:var(--s)}.preview{white-space:pre-wrap;min-height:420px;padding:24px;border:1px solid var(--l);border-radius:14px;font-family:Georgia,serif}.toolbar{display:flex;gap:10px;margin-bottom:12px}.resources a{display:block;padding:11px 0;border-bottom:1px solid var(--l);font-weight:750}.urgent{background:#fff1f1;border:1px solid #efbcbc;padding:24px;border-radius:18px}.foot{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:30px}.foot a{display:block;color:#dbe4ef;padding:5px 0}.light{color:white}footer{background:var(--n2);color:#dbe4ef;padding:52px 0 24px}.fine{border-top:1px solid #ffffff22;margin-top:22px;padding-top:18px;font-size:.82rem}@media(max-width:900px){.links{display:none}.menu{display:block}.open .links{display:flex;position:absolute;top:76px;left:0;right:0;background:white;flex-direction:column;align-items:stretch;padding:20px}.hero-grid,.content{grid-template-columns:1fr}.hero-grid{padding:45px 0}.grid,.four{grid-template-columns:1fr 1fr}.trust-grid,.metrics{grid-template-columns:1fr 1fr}.foot{grid-template-columns:1fr 1fr}.formgrid{grid-template-columns:1fr}}@media(max-width:560px){.grid,.four,.trust-grid,.metrics,.foot{grid-template-columns:1fr}.hero h1{font-size:3.1rem}.hero-img img{height:360px}.section{padding:52px 0}}@media print{header,footer,.toolbar{display:none}.preview{border:0}}

/* QuietSettle V2 */
.wizard-shell{max-width:900px;margin:auto}.wizard-progress{height:10px;background:#dbe4ef;border-radius:999px;overflow:hidden;margin:18px 0 28px}.wizard-progress span{display:block;height:100%;background:var(--green);width:0;transition:.25s}
.wizard-step{display:none}.wizard-step.active{display:block}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.choice{display:block;border:1px solid var(--line);padding:17px;border-radius:14px;cursor:pointer;background:#fff}.choice:hover{border-color:var(--green)}.choice input{width:auto;margin-right:8px}
.action-plan{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px}.action-plan li{margin:11px 0}.risk-high{background:#fff1f1;border-left:5px solid #c73232}.risk-medium{background:#fff7e8;border-left:5px solid #d99713}.risk-low{background:#eef9f2;border-left:5px solid var(--green)}
.case-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}.case-tab{border:1px solid var(--line);background:#fff;padding:10px 14px;border-radius:999px;cursor:pointer;font-weight:800}.case-tab.active{background:var(--navy);color:#fff}
.timeline{border-left:3px solid var(--line);padding-left:22px}.timeline-item{position:relative;margin:0 0 22px}.timeline-item:before{content:"";position:absolute;left:-30px;top:5px;width:13px;height:13px;border-radius:50%;background:var(--green)}
.checklist label{display:flex;gap:10px;align-items:flex-start;padding:11px 0;border-bottom:1px solid var(--line)}.checklist input{width:auto;margin-top:5px}
.download-card{display:flex;justify-content:space-between;gap:18px;align-items:center}
@media(max-width:560px){.choice-grid{grid-template-columns:1fr}.download-card{display:block}}